• HMDA Analyst

    Job Locations US-MI-Grand Rapids
    ID
    2018-4236
    # of Openings
    1
    Type
    Full Time
    Category
    Legal/Compliance/Audit
  • Overview

    Lake Michigan Credit Union is one of the largest financial institutions in Michigan and was established in 1933. We are seeking customer oriented individuals to join our team and help ensure our 5 star promise is carried out. As an employee, you’ll enjoy a stimulating, professional atmosphere, supported by the latest technology and training. You will be encouraged to refine your existing skills in an environment of empowerment, gain new experiences, and progress to the limits of your own motivation.

     

    Lake Michigan Credit Union is looking for a dedicated individual to join the team as a HMDA Analyst.

    Responsibilities

    Responsibilities of the HMDA Analyst role include, but are not limited to:

    • Reviewing and assisting in certifying the accuracy of HMDA data submitted to the institution’s reporting agency through imaged documents and review of the various loan operating systems.
    • Communicating discrepancies in HMDA data with appropriate business units within LMCU. Assisting in problem-solving and suggesting enhancements to processes/procedures.
    • Assisting in performing a monthly upload of all HMDA data to LMCU’s HMDA software. Performing any additional loan application register maintenance, including but not limited to, calculating rate spreads, census tract data, and running edit checks.
    • Subject matter expert of all HMDA regulatory requirements to ensure compliance with data reporting and train business units as needed.
    • Maintaining a high level of expertise in LMCU’s HMDA software.
    • Assisting in the annual submission of HMDA data to the appropriate regulatory reporting agency.
    • Working closely with business units to answer any HMDA related questions.
    • Assisting in the development of procedures and checklists to ensure that the data captured, analyzed, and reported is accurate.
    • Compliance with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
    • Regular, predictable, and reliable attendance is an essential job function of this position.
    • The employee consistently demonstrates a commitment to the culture of Lake Michigan Credit Union by adhering to the 5-star promise, by openly contributing to the success of others on the team, and by living the core values that define the PRIDE culture. Specific attitudes, actions, and behaviors that demonstrate the employee’s commitment to living the culture include regularly:

    - Achieving a standard of excellence in their work;

    - Bringing enthusiasm to their work;

    - Conducting themselves with integrity in their interactions;

    - Fulfilling a standard of honesty in their work;

    - Sharing ideas that will improve their work and the work of the credit union;

    - Demonstrating a commitment to do what is right;

    - Following through to make sure their assignments are completed;

    - Taking responsibility for each experience with members, employees, and others.

    Qualifications

    Education/Certifications/Licenses

    A two-year college degree or completion of a specialized course of study at a business or trade school equivalent to approximately 64 credit hours.

     

    Interpersonal Skills

    Courtesy and tact are essential elements of the job. Work involves personal contact with customers and others inside and outside the organization, generally regarding fairly routine matters for the purposes of giving and obtaining information or instructions, updating or referring. Communications require shorter and not in-depth discussions most of the time.

     

    Other Skills

    • Experience with Symitar banking software, OnBase, and Rada systems preferred but not required.
    • Excellent written and verbal communication skills.
    • Strong attention to detail.

     

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